Happy New Year, bookhearts. I'm sure that half of you made resolutions for saving money, investing, and reducing debt. Well, here is a book to jump start your financial plan for 2011.
Natalie McNeal realized she had a problem. She was a spending slut. Between a car loan, student loan, and credit cards, she was $21,021 in debt. -___- I give the side-eye because I know peers who owe $21,000 in student loans alone. However, debt is debt, and something had to be done to control her spending and to lower monthly expenses. Her first step was to not buy any unnecessary items for a whole month. Of course she chose the shortest month of the year, February.
After creating a blog with a faithful following of readers to hold her accountable, she began No-Buy Month. Thank goodness for a decent nail bed because she skipped her regular mani-pedi appointments. After all, natural is the new polish. No more professional styling. She managed her thick hair at home. Through other frugal tips, she carefully avoided an anemic bank account and saved nearly $400 in February. It worked!
The Frugalista Files is a hilarious well-told story of how one woman got out of debt without giving up the fabulous life. It is filled with personal savings and financial tips told in diary format. I’ve even started using a few tips such as:
Ø Before you shell out cash, ask if this is something you really need or just want.
Ø Start a gift fund for weddings, birthdays and births.
Ø Enjoy life while minding the bank.
I’m proud of the frugalista, Natalie. What started off as a 28-day challenge turned into a lifestyle. If you are looking for a step-by-step manual to being frugal, then this is not the book for you. If you are looking for an entertaining story with realistic savings tips for the average woman, I highly recommend you pick up a copy today. Join Team Frugalista and become a frugal newbie with me.
Title: The Frugalista Files
Author: Natalie McNeal
Published: January 2011